Why Workers' Compensation Matters When You Hire a Window Cleaning Company
When you hire someone to clean your windows, gutters or roof, you're inviting people to climb ladders and work at height around your home. Most of the time everything goes smoothly. But it's worth understanding the one piece of insurance that decides how things are handled if someone gets hurt: workers' compensation.
What workers' comp is
Workers' compensation is insurance an employer carries for its employees. It provides benefits to covered employees for qualifying work-related injuries, such as medical care and partial wage replacement. For a company whose crew spends the day on ladders and rooftops, it's one of the most important policies it can have.
Why it matters to you as a homeowner
An injury on a job happens at your home. When a crew is covered, an injured employee has a clear path to benefits through the employer's insurance. When a crew isn't covered, responsibility can be much less clear, and California's contractor licensing board cautions homeowners that they may face claims if an uninsured or unlicensed worker is hurt on their property.
Want your windows done? Request a free quote or call (626) 545-3132.
Exterior cleaning is higher-risk work
Window cleaning, gutter cleaning and roof work mean ladders, heights and wet surfaces. Two- and three-story homes, hillside lots and steep driveways, all common around Pasadena, Altadena and the foothills, add to the risk. That's why coverage matters more in this line of work than in many others.
How to confirm a company is covered
- Ask directly: "Are your workers covered by workers' compensation?"
- Ask for a certificate of insurance
- Ask whether the crew are the company's own employees
A professional company answers right away.
How Rexterior handles it
Rexterior carries workers' compensation coverage for our team, along with $1 million in general liability insurance. Certificate of insurance available on request. It's part of what you're paying for: a job where the only thing you have to think about is how good your home looks afterward.
Want a crew you never have to worry about? Request a free quote or call (626) 545-3132. Learn more about our window cleaning service.
Related reading: Why Hiring an Insured Window Cleaning Company Matters
Frequently asked questions
Does Rexterior have workers' compensation?
Yes. Our crew is covered by workers' compensation.
What's the difference between workers' comp and general liability?
Workers' comp covers the crew if someone is injured on the job. General liability covers damage to your property. A fully protected job has both, and Rexterior carries both.
Can I see proof of insurance?
Yes. We send a certificate of insurance on request before your service.